Our Resources


If you’re someone who is currently experiencing issues with credit score, do not worry. Bad credit is way more common than you think, and the good news is more and more lenders are now targeting people with bad credit! We have set up these auto loan financing resources to help you get a better idea on what decisions to make with your future financial decisions.

Even if you have bad credit, you can of course still qualify with Dixie Auto Loans. Bad credit is nothing to be embarrassed about and thanks to the internet, is easier than ever. In fact, we give our customers the option of having the car buying process fully online, from the application to the delivery!


Where To Start


Set up special financing before even stepping onto the car lot! You can get "pre-approvals" from many online lenders. This way you know when you walk onto the first car lot exactly how much you can spend, and how much your monthly payments will be! The lenders will approve you for the loan, and mail you a credit voucher that you give to the dealership once you work the deal on the car you want. You simply fill in the amount borrowed (up to your pre-approved limit,) sign, send your signed contract into the lender, and you're done!

In order to qualify for a bad credit car loan, lenders look at some specific things. They will want to see if you have sufficient income to cover your current bills, the loan payment you are about to commit to, as well as the costs of maintaining and insuring your new vehicle. Most lenders also prefer that you've held your current job for about a year, and that you've had a consistent home address.

It sounds a bit simplistic, but don't take on any more of a car payment than you can afford! Use this opportunity to rebuild your credit...make your payments on time, and when your credit situation improves, you can get your loan refinanced at a lower interest rate.

To see more of our auto loan financing resources, hover over the "resources" button on the tab above, or click here to see our daily car finance articles!


Let’s Get in Touch!


Be sure to connect with us on Facebook, Twitter, Instagram, or LinkedIn