Bad Credit Car Finance Blog

If your credit score is in the low six hundreds (600-650 range), you are going to face some challenges when trying to secure a car loan. Lenders are very conservative when underwriting car loans because no one wants to take on bad debts by underwriting risky loans.   There are some things you can do today to help increase your ... READ

If you're looking for car loans after a consumer proposal in Canada, there are some important steps you should follow if you want to start leading a better quality of life.   The first thing we need to square away is you have completed the consumer proposal and have been discharged.   If you have not been released fr... READ

You’ll see ads for $0 down car financing everywhere, on billboards, in magazines, inside dealerships, and anywhere the car-buying public might go. But are they a good idea?   We asked our auto loans team to outline the pros and cons of no money-down auto loans to provide the information you need to make up your own mind. READ

If you’ve started your search for a vehicle, it's important you come to the dealership prepared. So, what are the requirements for a car loan in Canada?  If you have bad credit, you should be sure you have all the requirements covered before you start READ

Are you in the market for a car, but don't want to break the bank by purchasing a brand-new vehicle? Well, have you ever considered a certified pre-owned car?   A certified pre-owned car, or CPO car, is a used car that has undergone a rigorous inspection process to meet specific manufacturer standards. &nbs... READ

Are you planning on purchasing a new car but don't have the financial resources to do so on your own? Don't worry, you're not alone. Many people require financing in order to afford the vehicle of their dreams.   However, not everyone can qualify for a car loan on their own, especially those with bad credit or no credit history... READ

Have you been off the road a few years and your license has or is about to expire? Well depending on how long it’s been there’s going to be a different process to get a new one that ranges from a simple fee to starting again from scratch. Here’s your guide on how to review an expired driver's license in Ontario  

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