Step 1 : Select Vehicle
Get Approved Now!
Step 2 : Select Monthly Budget
Select Your Monthly Budget
Step 3 : Select Birthday
Step 4 : Employment Status
Step 4.1 : Employment Details
Step 4.2 : Monthly Income
Step 4.7 : Employment Status V2
Step 5 : Employment Length
Step 6 : Address Details
Step 7 : Address Details (Own/Rent)
Step 8 : Address Details (Live At Current Address)
Step 10 : Create Account
Step 11 : Complete Account
Step 12 : Thank You
Thanks for your submission! You've been pre-approved.
It is necessary to have a valid driver’s license and be the age of majority in the province that you live in. Lenders know that customers are more likely to pay back their car loan if they can legally drive.
Proof of Income
Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income, such as certain types of government assistance may also be accepted.
The lender wants to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.
In order to complete your loan documents you must provide the lender with your current address.
All Credit Situations
Good credit, bad credit, consumer proposals, bankruptcy, new to the country, students and more!
We can get you approved in 20 minutes.
100% Approval Rate
If you're looking for a car loan, we can get you approved.
Why Dixie Auto Loans
Dixie Auto Loans has been providing bad credit car loans for over 20 years. We have the experience and dealership network to be able to get you the car you need for your family at the best possible rate. We specialize in good credit, bad credit car loans, bankruptcy car loans, divorced car loans, student car loans, car loans for immigrants and more.
If you’re working with a minimum monthly income, there is a very good chance you can get approved. Dixie Auto Loans is a part of Car Nation Canada, where we have hundreds of New & Used Cars for Sale to choose from. Fill out our full application and get started!
How To Get Approved
1. Apply Online
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2. Get Approved
Our specialist will get in touch to discuss car loan options and build the right car loan solution that meets your needs.
3. Get Your Car
This is the best part - drive your new car off the lot and enjoy! We can even deliver your vehicle to your front door.
I had a bad credit car loan approved through Dixie Auto Loans back when I lived in Sudbury, Ontario. They have locations in Mississauga, Hamilton, and a few other places in Southern Ontario so I didn't think things would work out, even though my Finance Specialist Mohammed said that the distance wasn't a problem when we first spoke. Turns out he was right. I filled out their full application online and Mohammed was able to go through the rest of the process over the phone. He then arra [...]
John Smith , Montreal
I suspected I needed a bad credit car loan because of some credit card trouble in the past, so I applied for a loan through Dixie Auto Loans when it came time to purchase a car for work. Turns out I was right, but Jeff was able to explain to me that I wasn't in nearly as bad of a situation as I had imagined. He was able to secure me a car loan at a reasonable interest rate compared to the other quotes I was receiving. He understood my situation and provided me with an awesome experience. S [...]
Rob DiGrazia , Hamilton