How to get a car loan when you start a new job

How to get a car loan when you start a new job in Mississauga

Posted by on Nov 18, 2020 - Archived under Bad Credit Car Loan Tips

It’s an age-old story. You need a car to get to work but you need a job to get a car loan. So what are you to do? Most car loan companies require at least a year in role before they will consider you right?


If you work with the right lenders, you could access a competitive car loan after completing your probation period. We even work with some lenders that will consider giving you a car loan after only one day in post.

That’s the answer many of us have been looking for!

Car loans for employees just past probation

If you’re a full time employee in a permanent role and have successfully completed your probation period, we can help you get a car loan.

Most permanent roles include some kind of probation period to make sure you’re the right fit for the team and the role. Probation periods range from a month up to two years depending on the role. That’s a long time to wait for a new car!

We can help with that.

We work with some competitive lenders who will consider car loans for any employee who has passed their probation. As long as you can prove you have a permanent role you can apply for a car loan.

Car loans for employees with only a day in post

If you have a new job but don’t have a way to get there, we can help. Even if you have only been in post a day, we can help you apply for a car loan. As long as it’s a permanent role and you have your offer letter, we work with lenders who are willing to lend to you.

That means no more taking the bus or an Uber to work. You could be driving a new car to your new job after only 24 hours in post.

Not everyone will qualify for these types of car loans but we can tell you quickly whether you could be one of them!

There is no longer a requirement to work for a year before accessing credit. This answers that age-old problem to the satisfaction of everyone.

Contact us today for advice and any help you need securing finance for your next car.

Let’s get in touch!

Dixie Auto Loans