Step 1 : Select Vehicle

Get Approved Now!

Begin your application by selecting a vehicle
You want a Truck
You want a Truck
You want a Van
You want a Van
You want a Sedan
You want a Sedan
You want a SUV
You want a SUV

Step 2 : Select Monthly Budget

Select Your Monthly Budget

By telling us how much you can afford we're able to match you with the dealer partner who best meets your needs. * Monthly budget is required

Step 3 : Select Birthday

Confirm Eligibility

When is Your Birthday?
Program eligibility in Canadian provinces and territories varies based on age.

Step 4 : Employment Status

Employment Status

What is Your Employment Status?
The status of your employment helps us determine the appropriate loan program for you.

Step 4.1 : Employment Details

Employment Details

Where Do You Work?
Occupation or Job Title
Company Name
These employment details help us improve your chances of getting approved for a car loan.

Step 4.2 : Monthly Income

Monthly Income?

Before Taxes or Deductions
Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

Step 4.7 : Employment Status V2

Employment Status

Select From These Other Income Sources
The status of your employment helps us determine the appropriate loan program for you.

Step 5 : Employment Length

Employment Length

How Long Have You Been Employed or Received This Income?
Providing the length of the time you have been receiving this income helps us better understand your employment situation, increasing the likelihood of you getting approved.

Step 6 : Address Details

Address Details

What is Your Home Address?
Available programs vary based on where you live. Please help us find the most convenient option for you by entering your home mailing address above.

Step 7 : Address Details (Own/Rent)

Address Details

Do You Rent or Own?
Your address details help us determine a suitable budget and loan amount that will maximize your chances of getting approved.

Step 8 : Address Details (Live At Current Address)

Address Details

How Long Have You Lived at Your Current Address?
Your address details help us determine a suitable budget and loan amount that will maximize your chances of getting approved.

Step 10 : Create Account

Almost Done

What is Your Name?
First Name
Last Name
Send me exclusive offers and promotions.
View disclaimer.
Continue To Final Step
Disclaimer: By submitting this application, you authorize us to run your credit report.

Step 11 : Complete Account

Your Contact Details
Email Address
Primary Phone Number
Get Approved
To complete your application and access your loan we need your basic information.

Step 12 : Thank You

Thanks for your submission! You've been pre-approved.

We'll be in touch shortly. Now, make sure you have:
  • Drivers License

    Drivers License

    It is necessary to have a valid driver’s license and be the age of majority in the province that you live in. Lenders know that customers are more likely to pay back their car loan if they can legally drive.

  • Proof of Income

    Proof of Income

    Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income, such as certain types of government assistance may also be accepted.

  • Bank Account

    Bank Account

    The lender wants to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.

  • Current Address

    Current Address

    In order to complete your loan documents you must provide the lender with your current address.

All Credit Situations

All Credit Situations

Good credit, bad credit, consumer proposals, bankruptcy, new to the country, students and more!

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Fast Approval

Fast Approval

We can get you approved in 20 minutes.

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100% Approval Rate

100% Approval Rate

If you're looking for a car loan, we can get you approved.

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We want your trade-in vehicles - paid for or not, no matter the lender.

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Why Dixie Auto Loans

Dixie Auto Loans has been providing bad credit car loans for over 20 years. We have the experience and dealership network to be able to get you the car you need for your family at the best possible rate. We specialize in good credit, bad credit car loans, bankruptcy car loans, divorced car loans, student car loans, car loans for immigrants and more.

If you’re working with a minimum monthly income, there is a very good chance you can get approved. Dixie Auto Loans is a part of Car Nation Canada, where we have hundreds of New & Used Cars for Sale to choose from. Fill out our full application and get started!


How To Get Approved

Apply Online

1. Apply Online

New tours, special offers, extra departures and latest news.

Get Approved

2. Get Approved

Our specialist will get in touch to discuss car loan options and build the right car loan solution that meets your needs.

Get Your Car

3. Get Your Car

This is the best part - drive your new car off the lot and enjoy! We can even deliver your vehicle to your front door.

Let's Get Started


  • I had a bad credit car loan approved through Dixie Auto Loans back when I lived in Sudbury, Ontario.  They have locations in Mississauga, Hamilton, and a few other places in Southern Ontario so I didn't think things would work out, even though my Finance Specialist Mohammed said that the distance wasn't a problem when we first spoke. Turns out he was right.  I filled out their full application online and Mohammed was able to go through the rest of the process over the phone.  He then arra [...]

    John Smith , Montreal

  • I suspected I needed a bad credit car loan because of some credit card trouble in the past, so I applied for a loan through Dixie Auto Loans when it came time to purchase a car for work. Turns out I was right, but Jeff was able to explain to me that I wasn't in nearly as bad of a situation as I had imagined. He was able to secure me a car loan at a reasonable interest rate compared to the other quotes I was receiving. He understood my situation and provided me with an awesome experience.  S [...]

    Rob DiGrazia , Hamilton

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